You can apply online through our website or call us directly for an application (201-204-0650). If you apply online, we will call you within an hour to discuss your options and more detail on our program. We will ask you for some basic documentation including your most current 3 or 4 months credit card processing statements. Within 24-48 hours, we will be able to get a contract in your hand for the money you need based on your approval parameters.

It’s that simple. Call us or apply online and we will let you know how much money we can advance you. Our process takes about 3 or 4 days to complete! We will assign you directly to one of our team members who will remain your point of contact through out our relationship.

Once you have capital to invest, Circadian Funding will begin collecting a small, agreed-upon percentage of your daily credit card sales until our agreement is fully executed. You never have to worry about writing a single check or paying a single late fee. You only worry about growing your business. The approved processing bank will transfer funds automatically and electronically, just as happens every day with your credit card batches. In fact, your advance could be made whole without you even noticing!